Terms of Use

Thank you for visiting the ValuSignal website at www.ValuSignal.com ("Site").

These Terms of Use ("Terms") govern how you may access and use the Site, including registration for and participation in ValuSignal virtual events, and your responsibilities when doing so. ValuSignal's Privacy Policy explains how ValuSignal may use any personal information you provide. By accessing www.ValuSignal.com, you agree to these Terms and ValuSignal's Privacy Policy, so please take a moment to carefully review these documents. If you are accessing this Site on behalf of an organization, then you agree to these Terms and the Privacy Policy on behalf of that organization and represent that you have authority to bind that organization. If you do not agree to these Terms, you may not use this Site.

Other sections of the Site, including virtual event platforms and member areas, may have additional rules and regulations that are specific to those sections and will be accessible to you in such sections.

Modifications

ValuSignal may modify these Terms from time to time at its sole discretion. Any modifications to the Terms will be effective once posted to the Site with an updated "Effective Date." If you access or use the Site after the Terms have been modified, your continued access and use will constitute acceptance of all modifications. Material changes will be communicated via email to registered users when feasible. We encourage you to review these Terms periodically.

ValuSignal Trademarks and Branding

ValuSignal, LLC is the owner of the ValuSignal name, logo, and related branding (collectively, "ValuSignal Marks"). The ValuSignal Marks are protected by applicable trademark laws. You may not use the ValuSignal Marks without prior written permission from ValuSignal, LLC. Unauthorized use of the ValuSignal Marks may violate trademark laws and subject you to legal action.

Note: Formal trademark registration is pending. All rights are reserved.

If you have questions about use of the ValuSignal Marks, please contact us at info@valusignal.com.

ValuSignal's Content and Intellectual Property

Informational Purposes Only

Any information, presentations, analysis, or content shared on the Site or during ValuSignal events is for informational and educational purposes only and does not constitute professional advice of any kind, including but not limited to appraisal, legal, accounting, financial, or business advice. The content presented represents the opinions and analysis of individual speakers and contributors and should not be relied upon as professional guidance. Please consult with appropriate licensed professionals for any professional advice you need.

Ownership of Materials

ValuSignal or its partners, speakers, and contributors created the text, images, video, audio, graphics, presentations, educational content, event recordings, and materials ("Materials") available through the Site. All Materials are protected by applicable copyright, trademark, and intellectual property laws. ValuSignal or the party credited owns the Materials, and all rights in the Materials are expressly reserved.

Permitted Use

You may access and view Materials on the Site for your personal, non-commercial use only. You may not:

• Reproduce, distribute, or republish Materials without written permission
• Create derivative works based on Materials
• Remove copyright, trademark, or other proprietary notices
• Use Materials for commercial purposes
• Share login credentials or event access with unauthorized parties

Any use of Materials beyond personal viewing requires prior written permission from ValuSignal and the applicable content owner. Please contact info@valusignal.com for permission requests.

Event Recordings

Event recordings, presentations, and session materials are proprietary to ValuSignal and the respective speakers. Recording, screenshotting, or capturing event content by participants is strictly prohibited as outlined in the Event Policies and Waiver & Release.

Your Conduct

ValuSignal is committed to maintaining a professional, respectful, and legally compliant environment. When using the Site or participating in ValuSignal events, you agree to conduct yourself in a respectful and law-abiding manner. You may not:

Prohibited Commercial Activities

• Use the Site to advertise or promote appraisal services, AMC services, or real estate services without authorization
• Use the Site to send unsolicited communications, promotions, or "spam"
• Use the Site to promote or advertise products or services without ValuSignal's permission
• Solicit business from other participants or users

Prohibited Illegal or Harmful Activities

• Use the Site in any way that violates local, state, or federal laws
• Upload or share materials that are illegal, fraudulent, defamatory, libelous, slanderous, misleading, threatening, profane, or obscene
• Make false statements of fact about any person, company, organization, or entity
• Violate the privacy or infringe the rights of others, including intellectual property rights
• Take any action that will disrupt or interfere with operation of the Site, including use of any robot, spider, scraper, or other automated device to access, retrieve, or index any portion of the Site
• Attempt to gain unauthorized access to the Site, user accounts, or computer systems
• Transmit viruses, malware, or other harmful code

Prohibited Disruptive or Inappropriate Activities

• Use inflammatory, offensive, harassing, or inappropriate language
• Impersonate other persons or entities
• Engage in harassment, discrimination, or hate speech
• Post content that denigrates or shows hostility toward any individual or group based on protected characteristics
• Disrupt virtual events, sessions, or platform features
• Share false or misleading information

Violations of these conduct standards may result in immediate termination of access, legal action, and pursuit of damages as outlined in the Event Waiver & Release and these Terms.

Your Content

User-Generated Content

In certain areas of the Site or during virtual events, you may have the opportunity to upload, post, or share content that will be publicly displayed, including in chat features, Q&A sessions, discussion forums, or networking areas ("User Content"). Please be thoughtful when choosing to do so, since content available online is easily shared, captured, and redistributed beyond your control.

Ownership and Permissions

If you choose to share User Content on the Site or during events, you warrant and represent that:

• You are the owner of the User Content or have obtained all necessary permissions to use and share the content
• The User Content does not infringe any third party's intellectual property rights, privacy rights, or other legal rights
• The User Content complies with all applicable laws and these Terms
• All factual statements in the User Content are true and accurate

You may not post any User Content to the Site that you do not own or are not permitted to use. ValuSignal respects the intellectual property rights of others and expects you to do the same.

License Grant

By submitting any User Content, you grant to ValuSignal a nonexclusive, perpetual, irrevocable, worldwide, sublicensable, royalty-free license to use, store, display, publish, transmit, transfer, distribute, reproduce, create derivative works of, and publicly perform such User Content for any purpose related to the Site, ValuSignal events, marketing, and the services provided through the Site.

Content Review and Removal

ValuSignal reserves the right, but not the obligation, to review all User Content prior to public posting. If approved, content will be posted within a reasonable timeframe. ValuSignal may refuse to post any User Content for any reason whatsoever, including but not limited to:

• Content containing offensive, defamatory, or inappropriate language
• Content not relevant to the topic or discussion
• Content that is commercial advertising or endorsement
• Content that violates these Terms or applicable laws
• Content that poses legal or reputational risk to ValuSignal

ValuSignal may also remove any User Content at any time for any reason, even if previously approved and posted. This means that even if your content was initially approved, ValuSignal may remove it at a later date without notice.

Indemnification for Your Content

If you choose to upload User Content to the Site or share content during ValuSignal events, you agree to indemnify, defend, and hold ValuSignal, LLC and its members, managers, officers, employees, agents, affiliates, speakers, and sponsors harmless from any and all liability, damages, claims, losses, costs, and expenses (including reasonable attorney fees) arising from or related to:

• Any User Content you post, share, or communicate
• Any defamatory, libelous, slanderous, or false statements you make
• Any violation of third-party rights, including intellectual property or privacy rights
• Any breach of these Terms or applicable laws
• Any harm caused by your conduct or content

This indemnification obligation survives termination of your access to the Site.

Virtual Event Access and Participation

Registration and Authentication

Access to ValuSignal virtual events requires registration and payment (if applicable). By registering for an event:

• You agree to provide accurate and complete registration information
• You agree to the Event Waiver & Release and Event Policies
• You receive a personal, non-transferable license to access the event
• You may not share login credentials or access with others

Event-Specific Terms

Participation in ValuSignal virtual events is subject to additional terms outlined in:

• Event Waiver & Release of Claims
• Virtual Event Policies
• Platform-specific terms of service

In the event of conflict between these Terms of Use and event-specific documents, the event-specific documents shall control with respect to event participation.

Account Security

You are responsible for:

• Maintaining the confidentiality of your username and password
• All activities that occur under your account
• Notifying ValuSignal immediately of any unauthorized use

ValuSignal is not liable for any loss or damage arising from your failure to protect your account credentials.

Refund and Cancellation Policy

ValuSignal 2026 Event

For the ValuSignal 2026 virtual event:

Cancellation by Participant:

• Cancellations received on or before September 17, 2026 will receive a full refund
• Cancellations received after September 17, 2026 are non-refundable
• All cancellation requests must be submitted in writing to info@valusignal.com
• Refunds will be processed within 14 business days of approved cancellation
• Refunds will be issued to the original payment method

No-Shows:

• Failure to attend the event does not constitute cancellation
• No refunds will be issued for no-shows

Cancellation by ValuSignal:

• If ValuSignal cancels the event, all registered participants will receive a full refund
• ValuSignal is not responsible for any incidental expenses incurred (travel, accommodations, etc.)
• ValuSignal reserves the right to reschedule the event; in such case, registrations will transfer to the new date unless participant requests a refund

Changes to Event:

• ValuSignal reserves the right to modify event schedule, speakers, or content without liability for refunds
• Changes to event format or platform do not entitle participants to refunds

Future Events

Refund and cancellation policies for future ValuSignal events will be specified at the time of registration and may differ from the policy above.

Member and User Accounts

Registration Requirements

Some portions of the Site may require registration for access. If you register for an account, you agree to:

• Provide accurate and complete information
• Update your information as it changes
• Maintain the security of your login credentials
• Be responsible for all activity under your account
• Notify ValuSignal of any unauthorized access

Account Termination

ValuSignal may suspend or terminate your account at any time for any reason, including but not limited to:

• Violation of these Terms
• Fraudulent or illegal activity
• Providing false information
• Disruptive or inappropriate conduct
• Repeated policy violations

E-mail Communications

By providing your e-mail address to ValuSignal through the Site or event registration, you consent to receiving e-mails from ValuSignal about:

• Updates to the Site or ValuSignal services
• ValuSignal events, programs, and offerings
• Administrative communications regarding your account or registrations
• Educational content and industry information

You will have the option of unsubscribing from ValuSignal's marketing e-mail list(s) through a link included in such e-mails. Administrative e-mails regarding your account or event registrations cannot be unsubscribed from while you maintain an active account or registration.

Third-Party Links

This Site may include links to websites that are not owned or operated by ValuSignal. These links are provided as a convenience and do not constitute ValuSignal's endorsement of the linked-to website, its owner, or its content. Please be aware when you leave the Site because ValuSignal's Terms and Privacy Policy will no longer apply to your activities. Third-party websites will have their own terms of use and privacy policies, which ValuSignal has no control over and is not responsible for.

Third-Party Platform Providers

ValuSignal virtual events may be hosted on third-party platforms (such as Zoom, Microsoft Teams, Hopin, or similar services). By participating in ValuSignal events:

• You acknowledge that your use of third-party platforms is subject to their respective terms of service and privacy policies
• ValuSignal is not responsible for the performance, security, data practices, or policies of third-party platforms
• You agree to comply with third-party platform terms and policies

Third-Party Advertisers, Sponsors, and Vendors

Third-party vendors, sponsors, or advertisers may offer products, services, or promotions on the Site or during ValuSignal events. If you choose to purchase any product or service or participate in any promotion:

• The terms of that purchase or promotion are between you and the third-party vendor
• ValuSignal makes no representation or warranty about third-party products, services, or promotions
• ValuSignal disclaims all liability for any losses or damages stemming from any purchase or promotion offered by a third party

SITE AND SERVICES PROVIDED "AS IS"

ValuSignal hopes your visit to the Site and participation in ValuSignal events is informative and valuable; however, there are certain things that ValuSignal cannot guarantee.

THIS SITE AND ALL SERVICES ARE PROVIDED BY VALUSIGNAL ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTY THAT THE SITE OR SERVICES WILL MEET ANY PARTICULAR CRITERIA OF PERFORMANCE OR QUALITY. VALUSIGNAL MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE USABILITY, CONDITION, OR OPERATION OF THIS SITE, VIRTUAL EVENT PLATFORMS, OR SERVICES, OR THAT ACCESS TO OR USE OF VALUSIGNAL.COM OR VIRTUAL EVENTS WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS, OR AS TO THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF INFORMATION, CONTENT, OR MATERIALS AVAILABLE THROUGH THE SITE OR EVENTS.

YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE AND PARTICIPATION IN VALUSIGNAL EVENTS IS AT YOUR SOLE RISK.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, VALUSIGNAL DISCLAIMS ALL WARRANTIES, EXPRESS AND IMPLIED, INCLUDING, BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, TITLE, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, COMPATIBILITY, SECURITY, AND ACCURACY.

VALUSIGNAL MAKES NO WARRANTY REGARDING THE ACCURACY, RELIABILITY, OR COMPLETENESS OF ANY CONTENT, PRESENTATIONS, ADVICE, OR STATEMENTS MADE BY SPEAKERS, PARTICIPANTS, OR THIRD PARTIES ON THE SITE OR DURING EVENTS. ALL SUCH CONTENT REPRESENTS THE VIEWS OF THE SPEAKER OR PARTICIPANT AND NOT VALUSIGNAL.

Some jurisdictions do not permit the disclaimer of certain warranties, so the above disclaimers may not apply to you.

LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL VALUSIGNAL, LLC, ITS MEMBERS, MANAGERS, OFFICERS, AFFILIATES, EMPLOYEES, AGENTS, SPEAKERS, SPONSORS, OR VENDORS BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE OR PARTICIPATION IN VALUSIGNAL EVENTS, INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, PUNITIVE, SPECIAL, OR EXEMPLARY DAMAGES.

VALUSIGNAL SHALL NOT BE LIABLE FOR ANY:

• LOSS OF PROFITS, REVENUE, DATA, USE, GOODWILL, REPUTATION, OR OTHER INTANGIBLE LOSSES
• DAMAGES RELATING TO YOUR ACCESS TO, USE OF, OR INABILITY TO ACCESS OR USE THE SITE OR VIRTUAL EVENT PLATFORMS
• DAMAGES RELATING TO TECHNICAL DIFFICULTIES, INTERNET CONNECTIVITY ISSUES, OR PLATFORM PERFORMANCE PROBLEMS
• DAMAGES RELATING TO ANY THIRD-PARTY CONDUCT OR CONTENT AVAILABLE ON THE SITE OR DURING EVENTS, INCLUDING WITHOUT LIMITATION, DEFAMATORY, OFFENSIVE, INFRINGING, OR ILLEGAL CONDUCT OR CONTENT BY SPEAKERS, PARTICIPANTS, OR OTHER THIRD PARTIES
• DAMAGES ARISING FROM RELIANCE ON ANY CONTENT, ADVICE, OPINIONS, OR STATEMENTS MADE BY SPEAKERS, PARTICIPANTS, OR THIRD PARTIES
• DAMAGES ARISING FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA

THIS LIMITATION APPLIES TO ALL CLAIMS, REGARDLESS OF LEGAL THEORY (WHETHER IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE), AND WHETHER OR NOT VALUSIGNAL HAS BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL VALUSIGNAL'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION EXCEED THE AMOUNT PAID BY YOU TO VALUSIGNAL IN THE TWELVE (12) MONTHS PRIOR TO THE EVENT GIVING RISE TO LIABILITY, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS GREATER.

IF YOU ARE DISSATISFIED WITH THE SITE, VIRTUAL EVENTS, OR ANY CONTENT, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE AND SERVICES.

Some jurisdictions do not permit the limitation or exclusion of certain liabilities, so the above limitations and exclusions may not apply to you.

Indemnification

You agree to indemnify, defend, and hold harmless ValuSignal, LLC and its members, managers, officers, employees, agents, affiliates, speakers, sponsors, and vendors from and against any and all claims, actions, demands, liabilities, losses, damages, costs, and expenses (including reasonable attorney fees) arising from or related to:

• Your use of the Site or participation in ValuSignal events
• Your violation of these Terms or any applicable law
• Your violation of any third-party rights, including intellectual property or privacy rights
• Any User Content you post or share
• Any defamatory, false, or unlawful statements you make
• Your conduct during virtual events or on the Site

This indemnification obligation survives termination of your access to the Site or services.

Termination

Your Right to Terminate

You may stop using the Site at any time. To close your account or cancel event registration, contact info@valusignal.com. Cancellations are subject to the Refund and Cancellation Policy above.

ValuSignal's Right to Terminate

ValuSignal may suspend or terminate the Site, services, or your access at any time at ValuSignal's sole discretion and without prior notice. ValuSignal may terminate, limit, or suspend your access to the Site or events for any reason at any time, including but not limited to:

• Violation of these Terms or event policies
• Violation of applicable laws
• Fraudulent or illegal activity
• Defamatory, harassing, or inappropriate conduct
• Repeated infringement of third-party intellectual property rights
• Disruptive behavior during events
• Any conduct that poses legal or reputational risk to ValuSignal

Effect of Termination

Upon termination:

• Your right to access and use the Site immediately ceases
• You remain liable for all obligations incurred prior to termination
• No refunds will be issued except as provided in the Refund and Cancellation Policy
• Sections of these Terms that by their nature should survive termination shall survive, including indemnification, limitation of liability, dispute resolution provisions, and arbitration agreement

Dispute Resolution and Arbitration Agreement

READ THIS SECTION CAREFULLY

THIS SECTION CONTAINS AN ARBITRATION AGREEMENT WHICH WILL, WITH LIMITED EXCEPTIONS, REQUIRE YOU TO SUBMIT CLAIMS YOU HAVE AGAINST VALUSIGNAL TO BINDING AND FINAL ARBITRATION. YOU WILL ONLY BE PERMITTED TO PURSUE CLAIMS AGAINST VALUSIGNAL ON AN INDIVIDUAL BASIS, NOT AS PART OF ANY CLASS OR REPRESENTATIVE ACTION OR PROCEEDING. YOU HAVE THE RIGHT TO OPT OUT OF THIS ARBITRATION AGREEMENT AS PROVIDED BELOW.

Agreement to Arbitrate

You and ValuSignal agree that any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Site or participation in ValuSignal events (collectively, "Disputes") will be settled by binding arbitration, except that each party retains the right to:

• Seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of a party's copyrights, trademarks, trade secrets, patents, or other intellectual property rights
• Bring an individual action in small claims court for claims within the court's jurisdiction

Arbitration Rules and Forum

The Federal Arbitration Act governs the interpretation and enforcement of this arbitration provision. Arbitration shall be initiated through the American Arbitration Association ("AAA") and will be governed by the AAA Consumer Arbitration Rules, as modified by these Terms, effective as of the date of the arbitration demand.

The AAA Rules and filing forms are available online at www.adr.org, by calling the AAA at 1-800-778-7879, or by contacting ValuSignal.

The arbitrator has exclusive authority to resolve any dispute relating to the interpretation, applicability, or enforceability of this binding arbitration agreement.

Arbitration Process

• Notice of Dispute: Before initiating arbitration, a party must first send to the other party a written Notice of Dispute describing the nature and basis of the claim or dispute and the requested relief. A Notice to ValuSignal should be sent to: ValuSignal, LLC, [INSERT FULL ADDRESS - to be added], Attn: Legal Department. After the Notice is received, you and ValuSignal may attempt to resolve the claim or dispute informally for 60 days.

• Arbitration Location: If the parties do not reach an agreement to resolve the claim within 60 days after the Notice is received, either party may commence arbitration proceedings. The arbitration shall take place in Collin County, Texas, or another mutually agreeable location. For disputes involving $25,000 or less, the arbitration will be conducted solely on the basis of documents submitted to the arbitrator, through a telephonic hearing, or through a video conference hearing as you and ValuSignal may mutually agree.

• Arbitrator's Decision: The arbitrator will render an award within the time frame specified in the AAA Rules. The arbitrator's decision will include the essential findings and conclusions upon which the arbitrator based the award. Judgment on the arbitration award may be entered in any court having jurisdiction thereof. The arbitrator may award declaratory or injunctive relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party's individual claim.

Arbitration Fees

Payment of all filing, administration, and arbitrator fees will be governed by the AAA Rules, unless otherwise stated in this arbitration provision. If the value of the relief sought is $10,000 or less, at your request, ValuSignal will pay all filing, administration, and arbitrator fees associated with the arbitration. Any request for payment of fees by ValuSignal should be submitted by mail to the AAA along with your Demand for Arbitration and ValuSignal will make arrangements to pay all necessary fees directly to the AAA. If the value of the relief sought is more than $10,000 and you are able to demonstrate that the costs of arbitration will be prohibitive as compared to the costs of litigation, ValuSignal will pay as much of the filing, administration, and arbitrator fees as the arbitrator deems necessary to prevent the arbitration from being cost-prohibitive.

Digital Millennium Copyright Act ("DMCA")

ValuSignal respects the intellectual property rights of others and expects you to do the same. Per the DMCA, ValuSignal will respond expeditiously to claims of copyright infringement on the Site if submitted to ValuSignal's Copyright Agent as described below. Upon receipt of a notice alleging copyright infringement, ValuSignal will take whatever action it deems appropriate within its sole discretion, including removal of the allegedly infringing materials.

Filing a DMCA Notice

If you believe that your intellectual property rights have been violated by ValuSignal or by a third party who has uploaded materials to the Site or shared content during a ValuSignal event, please provide the following information to ValuSignal's designated Copyright Agent listed below:

1. A description of the copyrighted work or other intellectual property that you claim has been infringed
2. A description of where the material that you claim is infringing is located on the Site or was shared during an event (with sufficient detail to allow ValuSignal to locate the material)
3. Your name, address, telephone number, and e-mail address
4. A statement that you have a good-faith belief that the use is not authorized by the copyright owner or other intellectual property rights owner, by its agent, or by law
5. A statement by you under penalty of perjury that the information in your notice is accurate and that you are the copyright or intellectual property owner or are authorized to act on the owner's behalf
6. Your electronic or physical signature

ValuSignal may request additional information before removing any allegedly infringing material. In the event ValuSignal removes the allegedly infringing materials, ValuSignal will immediately notify the person responsible for posting such materials that ValuSignal removed or disabled access to the materials. ValuSignal may also provide the responsible person with your contact information so that the person may respond to your allegations.

Filing a DMCA Notice

If you believe that your intellectual property rights have been violated by ValuSignal or by a third party who has uploaded materials to the Site or shared content during a ValuSignal event, please provide the following information to ValuSignal's designated Copyright Agent listed below:

1. A description of the copyrighted work or other intellectual property that you claim has been infringed
2. A description of where the material that you claim is infringing is located on the Site or was shared during an event (with sufficient detail to allow ValuSignal to locate the material)
3. Your name, address, telephone number, and e-mail address
4. A statement that you have a good-faith belief that the use is not authorized by the copyright owner or other intellectual property rights owner, by its agent, or by law
5. A statement by you under penalty of perjury that the information in your notice is accurate and that you are the copyright or intellectual property owner or are authorized to act on the owner's behalf
6. Your electronic or physical signature

ValuSignal may request additional information before removing any allegedly infringing material. In the event ValuSignal removes the allegedly infringing materials, ValuSignal will immediately notify the person responsible for posting such materials that ValuSignal removed or disabled access to the materials. ValuSignal may also provide the responsible person with your contact information so that the person may respond to your allegations.

Repeat Infringers

ValuSignal reserves the right to terminate, limit, or suspend any user's access to the Site in the event of repeated infringing activity. If you believe that a user of this Site is a repeat infringer, please follow the above instructions to contact ValuSignal's Copyright Agent and include sufficient information to assist ValuSignal in determining that the user repeatedly engaged in infringing activity.

Copyright Agent

ValuSignal's designated Copyright Agent for DMCA notices is:

[COPYRIGHT AGENT TO BE DESIGNATED]

ValuSignal, LLC

1333 W. McDermott Drive, Suite 200

Allen, Texas
75013
United States

info@valusignal.com

Note: ValuSignal will designate a formal Copyright Agent and register with the U.S. Copyright Office pursuant to 17 U.S.C. 512(c). This information will be updated once completed.

California Privacy Rights

CCPA Disclosures

If you are a California resident, the California Consumer Privacy Act ("CCPA") provides you with specific rights regarding your personal information. This section describes your CCPA rights and explains how to exercise those rights.

Categories of Personal Information We Collect:

We may collect the following categories of personal information:

• Identifiers (name, email address, IP address, device identifiers)
• Commercial information (purchase history, event registrations)
• Internet or other electronic network activity information (browsing history, interactions with the Site)
• Professional or employment-related information (if voluntarily provided)
• Audio, electronic, visual, or similar information (if participating in recorded events)
• Inferences drawn from any of the above to create a profile about preferences and characteristics

How We Use Personal Information:

We may use the categories of personal information listed above for the following business purposes:

• Providing and managing the Site and event services
• Processing transactions and registrations
• Communicating with you about events, services, and updates
• Improving and personalizing your experience
• Marketing and promotional purposes
• Detecting security incidents and protecting against malicious or illegal activity
• Debugging and repairing errors
• Complying with legal obligations

Disclosure of Personal Information:

We may disclose your personal information to the following categories of third parties:

• Service providers (email platforms, payment processors, virtual event platforms)
• Event speakers and sponsors (with your consent)
• Professional advisors (attorneys, accountants)
• Government entities and law enforcement (when required by law)

Sale of Personal Information:

ValuSignal does not sell personal information as defined by the CCPA. We do not and will not sell your personal information to third parties for monetary or other valuable consideration.

Your CCPA Rights:

California residents have the following rights:

1. Right to Know: You have the right to request that ValuSignal disclose what personal information we collect, use, disclose, and sell about you. You may make such a request up to twice in a 12-month period.
2. Right to Delete: You have the right to request that ValuSignal delete any personal information we have collected from you, subject to certain exceptions.
3. Right to Opt-Out: While we do not sell personal information, if our practices change, you will have the right to opt-out of the sale of your personal information.
4. Right to Non-Discrimination: You have the right not to receive discriminatory treatment for exercising any of your CCPA rights.

Exercising Your Rights:

To exercise your CCPA rights described above, please submit a verifiable consumer request to us by:

• Email: info@valusignal.com
• Subject line: "California Privacy Rights Request"

Only you, or someone legally authorized to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.

Your verifiable consumer request must:

• Provide sufficient information to allow us to reasonably verify you are the person about whom we collected personal information or an authorized representative
• Describe your request with sufficient detail to allow us to properly understand, evaluate, and respond to it

We will respond to verifiable consumer requests within 45 days of receipt. If we require more time (up to 90 days total), we will inform you of the reason and extension period in writing.

California "Shine the Light" Law:

California Civil Code Section 1798.83 permits California residents to request certain information regarding disclosure of personal information to third parties for their direct marketing purposes. We do not share personal information with third parties for their direct marketing purposes.

Nevada Privacy Rights

If you are a Nevada resident, you have the right to opt-out of the sale of certain personal information to third parties. We do not sell your personal information as defined under Nevada law. If you still wish to submit an opt-out request, please email info@valusignal.com with "Nevada Opt-Out" in the subject line.

Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Texas, without reference to its conflicts of laws principles. Regardless of your location, except where prohibited by the arbitration agreement above, any disputes that arise under these Terms will be subject to the exclusive jurisdiction of the federal and state courts located in Collin County, Texas, and you consent to personal jurisdiction in those courts.

Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, such invalidity, illegality, or unenforceability will not affect the validity of the remaining provisions, which shall remain in full force and effect.

No Waiver

ValuSignal's or your failure to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. No waiver by ValuSignal of any term or condition shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition.

Assignment

You may not assign, transfer, or delegate any of your rights or obligations under these Terms without ValuSignal's prior written consent. ValuSignal may assign its rights and obligations under these Terms in whole or in part at any time without your consent, including in connection with a merger, acquisition, or sale of assets.

No Agency Relationship

No agency, partnership, joint venture, or employment relationship is created as a result of these Terms, and you do not have any authority to bind ValuSignal in any respect whatsoever.

Contact Information

If you have questions about these Terms of Use, please contact us at:

ValuSignal, LLC
1333 W. McDermott, Suite 200
Allen, Texas

United States

Email: info@valusignal.com